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T.C. Ziraat Bankasının Tarımsal Kredi Uygulamaları ve Tokat ili Merkez İlçedeki İşletmelerin Bu Uygulamalardan Yararlanma Etkinliği Üzerine Bir Araştırma
(A Research On The Benefit Efficiency in The Application Of The Farms m Central District Of Tokat Province And The Agricultural Credit Application Of The Turkish Republic Agricultural Bank )

Author : Osman FIRAT  Adnan ÇİÇEK  
Type :
Printing Year : 2000
Number : 2000-1
Page : 19-26


Summary
Bu çalışma, TC Ziraat Bankası'nm tarımsal kredi uygulamaları ve Tokat ili merkez ilçedeki tarım işletmelerinin bu uygulamalardan yararlanma etkinliğini kapsamaktadır. Kredi uygulamalarının genel durumu belirlendikten sonra, araştırma bölgesindeki işletmelerin yapısal özellikleri, işletme sonuçlarının ortaya konulması ve araştırma bölgesinde tarımsal kredilerden yararlanma sonuçlarının irdelenmesi amaçlanmıştır. Veriler, basit tesadüfi örnekleme yöntemi ile, örneğe giren işletmelerden anket yolu ile toplanmıştır. Çalışmada, TC Ziraat Bankasından işletme kredisi kullanan ve kullanmayan işletmelerin yıllık tarımsal faaliyet sonuçları arasında önemli bir farklılık olmadığı belirlenmiştir. Tarım işletmelerinde verimliliğin artırılmasına yönelik çalışmalar yapılırken, tarım işletmelerinin fınans sağlama sorunlarının çözümlenmesi, kredi faizlerinin aşağı seviyelere çekilerek tarımın desteklenmesi ve planlanması sureti ile kaynakların daha etkin kullanılabileceği saptanmışın.

Turkish Keywords
TC. Ziraat Bankası Tarımsal Üretim Tarımsal Krediler

Abstract
This study covers the benefit efficiency in the application of the farms in central district of Tokat province and the agricultural credit application of the Turkish Republic Agricultural Bank. After determining general situation of the credit applications, the structural features of the farms, activity result of the farms and result of the benefit in the agricultural credits have been aimed to determine in the research area. The data determined by using the method of simple random sampling were obtained from the farms by survey. It was determined that there are no important differeences in terms of activity analysis of the farms between to type of the farms using credit and no credit. In addition, it has been found that the source can be used more effectively by solving the problems of the finance providing of the farms and by pulling the credits interests rate down and by planning the agricultural production.

Keywords
Agricultural Bank Agricultural Production Agricultural Credits

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